Banking (BCom)

Course Code: B1003

Traditionally banks have recruited new staff directly from schools. Today they are recruiting more graduates from tertiary institutions. In banking units the student is exposed to the issue of information asymmetry that exists between the borrower and the lender and the need to design contracts that reveal and monitor the quality of the borrower. The units also consider the nature and legal implications of the banker-customer relationship. The high debt that financial institutions have in their capital structure, the interest sensitivity of their assets and the liquidity that depositors demand result in unique interest, credit and liquidity risk management issues. These issues are further complicated by government regulation and directives.

Students intending to take Honours should read the advice about selection of electives set out in the Honours description.

>> View course structure in University Handbook

>> Return to List of Courses on Offer